Cards Cards Cards

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hearing from you.


The cards’ market is highly competitive. Faster time to market without compromise on quality is the key to success. Testing in such an environment grapples with lots of complexities like:
  • Multiple card products and parameter sets
  • Multiple interfaces to internal and external systems
  • Technical and functional challenges in testing terminals, switches, merchant systems & issuing hosts
  • Message formats, translation and data element variations, response codes
  • Compliance and certification requirements

SQS helps clients to respond to such challenges quickly, accurately and confidently through efficient software testing strategies and software quality programs.

Your Benefits

  • Strong sector experience
    With 7+ million hours of testing leading industry cards processing applications and extensive experience in issuing and acquiring business, your projects are delivered on time and with utmost quality.
  • Local Expertise
    You will profit from an unrivalled consultant pool for quality assurance and testing services, based on our in-country specialists who share expertise through an international knowledge base.
  • Solution Accelerators for Faster, Smarter & Better Testing
    With our ready-to-use test repositories, pre-existing tools and frameworks for product validation, functional, regression, and certification testing, we enable clients to achieve lasting cost reductions.
  • Flexible Business Models
    We combine on-site and specialist consulting and managed services for transparent, output-based pricing with clear KPIs, automation and on- and offshore support for maximum efficiency and scalability.

Expertise in Testing Cards Applications

SQS’ expertise lies in providing independent testing and quality management services in parallel with the entire software development lifecycle.

Our specialist consultants have an in-depth understanding of the cards’ business that covers:

  • Consumer cards (credit and charge cards), commercial cards (T&E, small business purchase cards, corporate cards, fleet cards and business travel accounts), prepaid (open loop and closed loop), debit cards, PLCC and Islamic cards
  • All aspects of payment processing – POS, ATM terminals, authorizations, transaction routing & switching, clearing and settlements
  • From a card/payments technology point of view, experience with magnetic stripe, EMV Chip & PIN, contactless cards, mobility applications using NFC technology

Through senior testing consultancy, our experts assist in the delivery of large-scale programs and enable change through implementation of effective test management tailored to the needs of our clients.

We also have a pool of performance experts who can help validate system capacity and to benchmark performance standards.

Applications - VisionPLUS, PRIME, TS2, HPS PowerCARD, ATOS Asccend, OmniPay, Tieto Card Suite
Products - Credit, Debit, Prepaid, Charge cards, Commercial cards, Private Label Cards, Islamic Cards
Schemes Covered - Visa, MasterCard, Amex, Diners, JCB, CUP, Discover & RuPay
Switch - Connex, Postilion, Base 24 eps, ITM, PlanetPayment
Terminals (POS & ATM) – NCR, VeriFone, Zeta, Diebold, Gemalto, PAX, Wincor, Spectra, Hypercom  x
  • Risk management - NBSM, PROBE, TRIAD, FALCON
  • Reward/loyalty systems - LMS, VLS, Rewards Engine, Worldline Loyalty
  • Data warehouse - Oracle, Teradata

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